I created Stated because I was tired of every finance app asking for my bank login before I could see what it does.
I am based in UAE, managing accounts in multiple countries and currencies. Every budgeting app I tried either didn’t support my banks, required credentials I wasn’t comfortable sharing, or simply didn’t work outside of the US/UK fintech ecosystem.
So I asked a simple question: **Why can’t I just upload a bank statement and get the same insight?**
This is exactly what Stated does. Drop in a PDF, CSV, or Excel statement and you’ll instantly find:
– Automated classified transactions (AI powered, learns your habits)
– Budget with real-time tracking
– Recurring payment tracking (catch those forgotten subscriptions)
– AI insights on your spending patterns
– Cash flow estimation
– Multiple currency support
Everything is encrypted with AES-256 as soon as it hits the server. No bank connection, no personal information required to sign up.
**What’s Next:**
– MCP so you can access your data through the cloud
– More bank parsers (currently 19+ supported but most boxes will work)
– Goal-based savings tracking
– Joint household budget
– Multiple users (accountants, business partners)
– Mobile app
I’d love your feedback — how useful would it be to you? I’m happy to answer any questions in the comments.
– Hanan